Timothy J. Woods

We’ll get right to it: A small business plan is an essential company asset.
Are you starting your business? Seeking funding? Looking to grow your business sustainably? Expanding product offerings or selling points?
The importance of a business plan is often undervalued in many business stages. However, a well-crafted small business plan is critical to achieve all of your business goals.
With this brief guide, you’ll come away with a solid understanding on:
What a business plan is.
Why they’re...

The rent-to-own market continues to expand in terms of demand and offerings.
Today, it’s a flexible product sales model that organizations use across furniture, electronics, automotive parts and services, and more, particularly for consumers shut out of traditional credit.
The flexibility and ease-of-access that rent-to-own contracts can provide also invite complexity.
Rent-to-own agreements often involve lessees with weak or incomplete credit histories, unpredictable income, or high debt-to-...

Explore how cryptocurrency has grown from an experimental technology to a mainstream investment embraced by institutions.
The world of cryptocurrency has evolved dramatically over the past decade and a half, from a niche technological experiment to a multi-trillion-dollar asset class attracting institutional investors worldwide. Understanding the history of cryptocurrency is essential for discerning investors looking to diversify their portfolios and capitalise on emerging opportunities.
The ...

Learn how UK SSAS trustees are adding Bitcoin and digital assets to pension portfolios to diversify beyond UK property and equities. Explore FCA adherence, SSAS tax advantages, risk management, and the growing opportunity for forward-thinking trustees to enhance retirement outcomes through digital asset allocations.
The SSAS digital assets investment guide for UK trustees
SSAS trustees stand at a crossroads. The UK economy recently shrank by 0.3%, amid global tariff uncertainty and worries ov...

Has 2025 been a challenging year for you, too? You’re certainly not the only one. It’s a global trend that has impacted so many freelance writers. Many have seen long-term contracts end and found themselves competing for work in a hyper-competitive market, where hundreds of writers apply for the same freelance jobs. If this sounds familiar, read on. Let’s look at how you can respond proactively to this new freelance writing landscape and thrive in 2026!
The Rise of Generative AI, the Growing ...

The next Bitcoin halving is approaching fast, and for SSAS trustees, this event could mark a pivotal moment. As digital assets gain credibility, Bitcoin stands out as a potential long-term hedge and growth asset for SSAS pensions. This article outlines what halving is, why it matters, and how trustees can position their schemes to take advantage of the shifting landscape in modern pensions and alternative investments.
Why SSAS trustees should consider Bitcoin before the next halving
With the ...

Thinking of buying your first NFT in the UK? This practical guide walks you through what NFTs are, how to buy them securely, common pitfalls to avoid, and how to make the most of this emerging digital asset class. Learn how to navigate the UK NFT landscape with confidence.
By now, you’ve probably heard of NFTs, or non-fungible tokens, but maybe you’re not quite sure what they are, what they do, and how or even why to invest in them.
What do you actually get when you buy one? And how do you ge...

Discover essential tips and strategies for UK crypto traders to manage risks and protect their investments. Learn how to build a disciplined approach to crypto trading and avoid costly mistakes that can affect your portfolio.
Most retail investors don’t lose money in crypto because they pick the wrong coins. Rather, it’s because they rarely have a plan when the market declines.. As a result, they’re reactive rather than proactive and ready.
The kind of crypto trading strategies that grow your...

Retail banks are intent on transforming the branch office experience. Like businesses across the retail spectrum, they are trying to satisfy and impress customers who have fully embraced mobile technology but still covet face-to-face interactions for milestone moments in their financial lives.
Digital banking surged during the pandemic, as 44 percent of retail customers used their bank’s mobile app more than they did pre-pandemic. For many consumers, that’s changed what they seek from their b...

The banking industry is currently in the midst of a transformative migration heavily weighted towards digitization. To make this enormous shift possible, financial institutions are increasingly turning to hyperautomation. According to a KPMG report, 59% of executives say that the pandemic has accelerated their organizations’ interest in driving digital transformation.
Many people have traditional views of automation but the advances leading up to hyperautomation have changed what the former c...

Setting out your own goals is an essential step towards improving your financial health.

We take a detailed look at the benefits of using a credit card to make purchases.

One of multiple BlackRock webpages for which I wrote the copy, for an asset and wealth management audience.

One of multiple Broadridge webpages for which I wrote the copy, for an asset and wealth management audience.